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OCBC Personal Loan Review: the Lowest Market Rate for New OCBC Customers (2021)
OCBC always offers Singaporeans the best value-for-money financial products and personal loans. Check out why many prefer their personal loans in this post.
6 Best Short-term Endowment Plans in Singapore (2021)
Short-term endowment plans give you a cash benefit plus an insurance against undesirable and total disability events. Learn more about them here.
Best Personal Loans In Singapore With The Lowest Interest Rates (2021)
Need extra cash for an emergency? Or maybe you need financing assistance for a major expense? Taking out personal loans in Singapore might just be
Best Personal Loan Interest Rates (2021)
The best personal loan Singapore changes every year due to many factors. Make it easy on yourself by using this list to find the best personal loans in 2021!
10 Best Banks for Personal Loan 2021
The average bank loan in Singapore you can get is enough to pay for virtually a new vehicle, college fees, and other products in the
20 Best Side Hustles To Make $1000 A Month (2021)
Want to earn extra money? These flexible side hustle jobs are total game-changers that will also open different career opportunities.
Guide to Bankruptcy, Insolvency Searches in Singapore
Bankruptcy is an unavoidable experience for some of us. Unfortunately, it will hinder you when making important career, business, or financial decisions, especially if someone
Advisory for Borrowers on Licensed Moneylending
Borrowing from a licensed money lender in Singapore can sometimes feel daunting, complex and confusing. This is especially true if it’s your first time taking
Recourse Loans Vs. Non-Recourse Loans
If you’re buying a property, mortgage lender companies will usually try to offer you two types of loan, known as “recourse loan” and “non recourse
How to Increase Your Chance of Getting a Personal Loan in Singapore With Bad Credit Score
If you ever needed an emergency financing, you’d wish you had better credit scores. Singaporeans who had messed up their bank loans before can expect
Need Cash Urgently? Here’s How to Get an Urgent Loan in Singapore
Are you in a difficult emergency situation right now and looking for a fast cash loan? Do not worry, this article will help you get an urgent loan in Singapore.
How to Invest in Property Without Owning One
The best thing about investing in the real estate market with zero property ownership is flexibility. Learn about your new investment opportunity here.
POSB Personal Loan Review
Thinking of applying for a POSB personal loan in Singapore? Instant Loan’s latest blog guides you through the application process and what you need to know.
Which Cryptocurrency to Buy This 2021?
Introduction The world is going through a global health crisis today, with the spread of COVID-19. Most of the world has gone in lockdown, severely
5 Things You Should Know About Personal Loan Interest Rates in Singapore
No Singaporean has gone through their lives without using a personal loan as additional financing for a time-sensitive investment or expense. Truthfully, all personal loan
How To Become Debt Free: Follow These Do-able Steps!
Getting burdened with debts? And looking for ways to get debt-free? Though it is easier than done, however, there are ways to become debt free.
Can You Pay Off a Car Loan Early?
Most people think that it is a good idea to pay off car loans before the loan tenure ends to avoid the hassles of monthly
How Moneylenders Act Protects Borrowers Like You From Moneylenders
The Moneylenders Act primarily protects borrowers from any abusive act that moneylenders may commit within the duration of the contract. The Ministry of Law requires
HSBC Personal Loan Review Singapore
HSBC Personal Loan offers one of the cheapest loans in Singapore but its loan requirement of S$5,000 is not the lowest, making other banks better
DBS Personal Loan Singapore Review
POSB and DBS Personal Loan provides instant cash disbursement upon loan acceptance even those with annual incomes below $30,000 but charges borrowers higher rates than
Should I Get Vacation Loans for Holiday?
Whether you are looking for new experiences in life, or you just feel like it’s time for a well-deserved break away from home and work,
List of Interest-Free Personal Loans in Singapore (For a Limited Time Only!)
During times of uncertainties, it is highly likely for people to be short on the budget due to many contributing factors. Given that emergencies can
Personal Loan vs Renovation Loan: Which Is Better?
Having a new home can be exciting. However, turning it into your dream home with an uber-comfortable feel can be quite a challenge. One of
How Do You Calculate Total Debt Servicing Ratio?
What is Total Debt Servicing Ratio? TDSR provides a measurement of an entity or a person’s ability to repay their debts. But how do you
Overdraft Loan Facilities and Benefits
Banks allow you to dig deeper into your account even if it is already empty, but would that be okay for your finances? The key
What is EIR in Personal Loan and How to Calculate?
For sure you are familiar with the term interest rate, which is the amount which lenders charge in exchange of the assets they lent. It
Are Equity Loans a Good Idea?
Some would say that homes are a dead investment. It’s a property that does not earn and is losing value the longer we live in
Is It a Good Idea to Have a Personal Line of Credit?
Lines of credit may be good as you’d only withdraw money you need, but is going through the obstacles just to get that loan worth
What is the Difference Between Secured and Unsecured Loan
The difference between a secured loan and an unsecured loan may be easy to grasp, but deciding which one you should pick might take some
How Much Can You Borrow from Financial Institutions in Singapore?
In many situations, loans and credits save us from financial difficulties and troubles. They offer easy and convenient ways to have cash. Early on, the
Taking a Loan from Licensed Money Lender Vs Bank
Without a doubt, personal loans have helped thousands of families and individuals in Singapore. People in need of money resort to borrowing from financial institutions.
9 Ways to Taking Out a Loan Wisely
A personal loan is a useful financial product in virtually any circumstance. If you’ve fallen short on your down payment, taking out a loan is
How to Choose Licensed Moneylender in Singapore?
Singapore is one of the most expensive countries in the world. Even Singaporeans face financial difficulties at some point in their lives. Thankfully, the numerous
What happens to debt after death?
It’s a terrible topic to talk about, but it’s essential to know what happens to debt after someone dies. Truthfully, every Singaporean and individual in
How Well Do You Know the Credit Limit Management Measure in Singapore?
If you’re thinking of applying for a new personal loan, you may want to check your outstanding unsecured debt before contacting a bank or licensed
Consequences of Not Making Loan Repayment on Time
During financial problems, getting a personal loan may seem to be a great idea. Assuming that you can pay it back in your next paycheck
How to Get the Best Personal Loan Application Approved
Applying for a personal loan in Singapore may look like a daunting undertaking. However, with accurate information and research, you will recognize a variety of
List of Top 10 Banks in Singapore
Banks thrive in Singapore. One of the major drivers of development in Singapore is its banking industry. This is largely because the government of Singapore
5 Steps to Improve Your Business Operating Cash Flow
What is Operating Cash Flow? Operating Cash Flow or OCF is the amount of money generated by the regular operation of a business in a
How to Settle Your Credit Card Debt in Singapore
Credit card debt is a consumer liability that arises through multiple unpaid credit card accounts. Generally, you fall into the trap of credit card debts
Gold Investment in Singapore: Price & How to Get Started
The COVID 19 pandemic has proven once again the effectiveness of gold as a form of investment. In the first half of 2020, gold prices
10 Money Management Tips to Have Healthy Finances
Money management is the process of tracking expenses, budgeting, banking, and evaluating taxes of one’s money. The latter is also considered managing investments. It’s a
The Average Budget for a Wedding in Singapore 2021
Every couple who dreams of tying the knot should thoroughly prepare. Wedding is a big day. Weddings are always special and there is nothing wrong
10 Profitable Small Business in Singapore 2021
The Covid-19 pandemic has negatively impacted the world by causing havoc with their economies. It has caused supply chain disruptions and put a halt into
Total Amount of HDB Downpayment in Singapore
Owning an HDB flat in Singapore is an affordable solution to your housing needs. The government makes it easy for Singaporeans to have a new
5 Things Borrowers Should Know About Pawn Shops in Singapore
While pawn shops have been part of Singapore’s economic market, they have only gained popularity in recent decades. In the past, the country’s middle-class frown
10 Ways to Save More Money in Singapore
How to Save Money in Singapore Saving money is not new to Singaporeans. In fact, in 2019, Singapore was cited as the top country that
How to Get The Best Fast Cash Loan From Top Financial Institutions
Every once in a while, you may find yourself dreaming of a vacation in a faraway destination to get away from the stresses of daily
The Best Fixed Deposit Rates in Singapore 2021
Fixed deposit also called time deposit is a type of bank account that gives account owners a fixed amount of interest. In exchange, the account
6 Ways to Build an Emergency Fund
Financial emergencies are some of the biggest nightmares anyone can experience and they are inevitable. Medical expenses, servicing costs, unemployment, dependants’ educational expenses, etc. can
How to Spot Illegal Money Lending in Singapore
At some point in your life, you will need to borrow money to solve inevitable financial difficulties. When this unforeseen situation arises, you may consider
Identify Loan Shark Vs. Licensed Money Lender in Singapore
What is the Difference Between Loan Shark and Licensed Money Lender? Loan sharks can easily be mistaken as licensed moneylenders as the former projects itself
Poor Credit Rating in Singapore? Here Are 5 Ways to Improve It
Sometimes life throws unexpected challenges at us. And when it does, we may be forced to borrow money to ensure that we can deal with
How to Get the Best Debt Consolidation Plan in Singapore
Maintaining a steady credit balance and keeping updated with all your credit card debts are quite difficult to manage. The situation turns even more difficult
Best Singapore Dividend Stocks in 2021
Entering the world of investing can be quite daunting, especially if you lack general knowledge in the field of finance. So before you commit your
How to Start Your Investment in Singapore
“The best time to plant a tree was 20 years ago. The second-best time is now.” This popular Chinese proverb also applies to investments. The
What is Value Investing and How it works
This is especially imperative if you are planning to invest in a company as you should seek to understand the company’s long-term plans, financial structure
How to Start Investing in Singapore Savings Bond
If you’re caught between choosing to invest in Singapore Savings Bond (SSB) or any other form of investment in Singapore, this is a guide on
Your Guide to Exploring Singapore
If it is your first time to travel to Singapore, you should be able to know the things that are about the place. It is
The Best Payday Loans in Singapore With The Lowest Interest Rates 2021
With a quick search engine query, you can find dozens of payday loan providers near you. Unfortunately, it can be difficult to choose from the
What Is the Best Way to Achieve a High Credit Score in Singapore?
Most of us believe that having a high credit score either from the Credit Bureau of Singapore (CBS) or DP Credit Bureau (DPCB) is too
What is the Loan Amount that I Can Get?
Are you struggling financially as of the moment? You need a better way on how you can obtain funds but you don’t know where exactly
What You Can Do to Improve Your Chances of a Personal Loan Approval?
For people who have financial problems, they are often reluctant to go to banks or moneylenders to apply for personal loans because they believe it is hard
What Are The Interest Rates Moneylenders Can Charge?
Money lending is a legal part of the consumer credit market in Singapore. And licensed moneylenders will offer personal loans to you when you need
Instant Cash Loans And Why It Is Essential In Singapore
Nowadays, it is important that you have a ready cash in hand for any eventuality that may happen. Even if you try your best to
What To Do When Your Credit Card Is Suspended
When your credit line or credit line is ‘frozen’ owing to the newly set limit on unsecured debt. Here are some sources where you can
What Should I Do After Being Granted A Loan?
In Singapore, getting a personal loan is a rather straightforward process. But only when you follow the right channels. Some lending institutions in Singapore include
What Are The Myths About Personal Loans?
Singaporeans often turn to personal loans because it enables them to utilize the money they borrowed for any need they may have. Although there are
How To Get Fast Cash Loan From A Licensed Moneylender In Singapore
In Singapore, the recent past has been rather difficult to get a cash loan. However, the moneylender industry is rapidly growing thus more lenders are
Living With No Debt and No Credit Score
It is possible to cope without debts too. However, debts can also be helpful in life and some people consider loans as a very useful
4 Tips For Reading The Fine Print When Acquiring A Fast Cash Loan
There are many uses of loans, one being you are able to manage your own financial problems. Loans may also be utilized in the expansion
What Is Singapore Personal Loan?
Singaporeans or foreigners working in Singapore that are in urgent need of cash. This they may need for purposes such as to pay off your
Can Low Earners In Singapore Borrow Money?
Even though Singapore is a developed country, there is still more work to be done when it comes to helping people making a low wage.
How Can I Find Low-Interest Money Lender In Singapore
Singapore has various moneylenders and each claims to provide low interests. This often makes it truly hard for the potential borrower. More so in choosing
How To Live On Credit Without Falling Into Debt
When you hold a rather decent salary yet you still have lots of loans. Even then owing to some reason it is not possible for
How Much Money Can I Borrow From A Moneylender In Singapore?
Singapore has an abundance of lending services. In many occasions, they help Singaporeans meet their financial needs. Owing to this, the Singapore government is focused
Top Advantages Of Getting A Loan
Some Singaporeans have a negative meaning to having loans. They consider loans to be negative. Some twitch upon hearing the words “loan” and “debt”. However,
How To Improve Your Credit Score In Singapore?
A few Singaporeans are able to cope without taking personal loans. Therefore, their credit score will not be as significant. However, it can happen that
3 Important Factors That Determine The Type Of Loan To Be Borrowed
In Singapore, there are many types of loans available. Each of these loans come with pros and cons. A good example is the student loans.
Are Licensed Money Lenders Allowed To Advertise In Singapore?
You don’t get to see TV advertisements on Moneylenders, unlike pawnshops or bank. No posters found in public places like the shopping malls or the
Types Of Singapore Loans That You Should Know
Only a few markets seem to grow during the tough economic periods and money lending is among them. A licensed moneylender is a business or
3 Ways Personal Loan Can Help You To Save Money
When made use of in a responsible manner, a personal loan will help you save some money and thus greatly improve your life. Here is
3 Situations Where a Personal Loan Could Save You
How good are you at managing your income? Under the current financial climate, no matter how good you are at managing your finances, there are
Pros And Cons Of Taking A Loan In Singapore
If you are a Singaporean, and you are in the small percentile of people that can afford to pay for everything without taking out a
Why Singaporeans Take Up Personal Loans
There are two polar reactions when it comes to taking out personal loans in Singapore. On the one hand, you have the people that don’t
