Enhanced Dollar Cost Averaging (EDCA) vs. Dollar Cost Averaging (DCA)
In the exciting sphere of financial investing, dollar-cost averaging (DCA) has long been a favorite strategy. Its appeal lies in simplicity – regularly investing fixed
Curated List: 9 Best Renovation Contractors in Singapore 2023
Revamping your living space is an exciting endeavor, but finding the right renovation contractor can make all the difference. In Singapore, where innovation and design
Financial Advisers Act in Singapore: A Complete Guide for Financial Advisors
Over the past five decades, Singapore’s financial sector has multiplied by developing a progressive and sound financial center. It has also ensured the financial industry
Digital Banks versus Traditional Banks in Singapore (2023 Guide)
With the issuance of digital bank licenses by the Monetary Authority of Singapore (MAS) in 2020, digital banks have gained popularity in Singapore. These banks
GST Voucher Payouts in Singapore: Schedule For 2023 & 2024
Every Singaporean will get higher cash payouts under the Assurance Package and Goods and Services Tax (GST), according to Budget 2023. This will help lower-
8 Low-Risk Investment Options in Singapore for Guaranteed Returns
We are experiencing a global era of inflation, signifying the end of the low-interest rate period. These two phenomena are interconnected and can significantly impact
DEXes Showdown: Pancakeswap vs Uniswap vs Sushiswap
Decentralized Finance (De-Fi) is a fast-growing technology with a wide range of financial services in the blockchain. It has led to the rise of decentralized
6 Steps to Building an Investment Portfolio in Singapore
Investing can be a great way to grow your wealth and achieve your financial goals, but it can also be overwhelming and confusing, especially for
Property Price Trend in Singapore Q1 2023 And Future Outlook
The real estate market in Singapore has always been a key indicator of the city-state’s economic health and growth. However, in the past few years,
Singapore Savings Bonds (May 2023): Rates, SSB Info, How to Buy
There is a lot of talk about investing and saving up your money for retirement going around. Having your money in a savings account is
Cash vs. CPF Home Loan: Which Financing Option is Best?
Singaporeans tapping their Central Provident Fund (CPF) savings is a way to finance the property via a home loan unless they have the cash sitting
Claim Your CDC Vouchers 2023: Where & How to Use Your $300
Every household in Singapore is eligible to claim $300 worth of CDC vouchers, aimed at enhancing support under the Assurance Package. Alongside the $1.5 billion
Tiger Brokers vs Interactive Brokers: A Comprehensive Beginner’s Guide
With 52% of Singapore residents investing in stocks, it’s clear that stock trading is gaining popularity. Online brokerage platforms like Tiger Brokers and Interactive Brokers
Fixed Deposits Vs. Singapore Saving Bonds: Which is Better?
Protected by the semi-official organization and the Singapore government, Fixed Deposits (FDs), and Singapore Savings Bonds (SSBs) are risk-free investments with guarantees of capital and
5 Best Ranking Tuition Centres in Singapore: Comparison, Tips, FAQs
Singapore’s school system is among the best in the world. The country is known for its high standards when it comes to academics, which is
401(k)s vs CPF: Understanding the Differences and Equivalents
The United States 401(k) and Singapore’s (CPF) Central Provident Fund are retirement saving systems from the government. While both systems are designed to help you
Treasury Bills Singapore 2023: Current 6-month T-Bills Rate
T-Bills are short-term debt securities issued by the Singapore government through the Monetary Authority of Singapore (MAS). They are considered a low-risk investment option and
COE Prices in Singapore: The Latest Analysis (April 2023)
Singapore has experienced a continuous surge in quota premiums for most new issues of the Certificate of Entitlement (COE) since the last bidding exercise in
7 Best Travel Insurance in Singapore for Different Needs (2023)
Around 150,000 people go through Changi Airport daily, and as common as people taking trips are, so do cases of flight delays, trip cancellations, and
7 Cash Management Accounts to Grow Your Funds in Singapore
A Cash Management Account (CMA) helps streamline your finances, especially if you own multiple investment accounts. Instead of tracking and overseeing your financial position from
Top 10 Micro-Investing Apps in Singapore for Beginners
If you’re installing an investment app on your phone, you may be surprised by the number of pop-ups related to the growing popularity of micro-investing
Discretionary Spending Vs. Non-Discretionary Spending: A Complete Guide
Understanding how we spend our money is crucial to achieving financial stability and planning for the future. Two types of expenses that we encounter on
Zero-Based Budgeting Made Simple: A Complete Beginner’s Guide (2023)
In today’s ever-changing business environment, companies are continuously seeking new and innovative ways to optimize their finances and maximize their profits. While the traditional budgeting
Micro-investing: A Complete Guide to Beginners & Budget Investors
Looking to invest in stocks but have limited funds? You now have a new opportunity to grow your wealth through micro-investing services offered by investing
5 Best Types of Insurance in Singapore for You & Your Family
From health insurance and personal accident insurance to critical illness and whole life insurance products, there are several different kinds of insurance policies available in
5 Expert-Recommended Tips for Successful Retirement Planning (2023)
Retirement planning aims to put your finances in order after leaving your career. Retiring planning includes 5 steps: starting retiring planning, figuring out how much
Debt Consolidation vs. Debt Settlement: Which is Better?
Debt consolidation focuses on simplifying your debt repayment by combining multiple debts into a single payment. This approach helps manage payment schedules and reduces the
5 Experts’ Insights and Tips for Achieving Financial Freedom
Financial freedom means different things to different people. For some, financial independence is the ability to live life with the smallest debt possible, enjoy making
Life Insurance Vs Term Insurance – Is Whole or Term Life Insurance Best for You?
Life insurance policies come in two key forms – whole life insurance policies and term life insurance plans. The main differences between the two ultimately
Singapore T Bills: The Complete Know-How Guide
Singapore T-bills, also called treasury bills, are government-issued debt securities. Treasury bills are safe in principal amounts, and the default risk by the Singapore government
Singapore Property Price: The Average Cost of Homes in 2023
Singapore’s property scene is in boom despite the global financial crisis brought about by the pandemic. This price growth is due to the high demand
Best Home Loan Interest Rate 2023: Bank Offers To Consider
Interest rates and inflation remain high in Singapore. Taking cues from the US Federal reserve, Benchmark rates in Singapore have gone up. The Singapore Overnight
Staggered Downpayment Scheme for BTO Flat: How Does It Work?
What comes next after successfully booking your new BTO flat? You have at least six months to sign your lease agreement. By this time, you
Cost of Living in Singapore: A Guide to Monthly Expenses
Singapore is one of the countries with a high cost of living. Yet, regardless of the hefty cost of living here, what you get in
Car Finance Singapore: 5 Cheapest Car Loans to Check Out
Car loan products are immensely popular in Singapore. In a country that was in 2022 ranked the most expensive place in the world to purchase
Debt Repayment Scheme in Singapore: A Complete Guide
Struggling with high-interest debt that has put you in a downward financial spiral? Bankruptcy may seem like the only way out of this mess, but
What is a Jumbo Flat and How Can You Buy One: 2023 Guide
Singapore’s population is in boom, making the demand for larger homes continues to grow. But the price of residential spaces in Singapore continues to rise
HDB Loan Eligibility Letter (HLE) Application Guide 2023
When you’re looking forward to getting an HDB loan for an HDB flat you are interested in, it would be a smart move to make
CPF vs. Home Loan: Which Is Better for Home Loan? 2023
Singapore’s mortgage costs are rising, with fixed home loan rates climbing to 3.85%. At this rate, some property buyers may think of using their Central
SORA Rate: What Is It and How Can It Affect Home Loans?
SORA is a benchmark interest rate used to market various financial products, including housing loans. This rate can impact the interest rate charged on home
How Do You Calculate Total Debt Servicing Ratio?
What is Total Debt Servicing Ratio? TDSR provides a measurement of an entity or a person’s ability to repay their debts. But how do you
Bank Loan vs HDB Loan: A Complete Homeowner’s Guide
In essence, you have two choices for financing an HDB flat – a bank loan or an HDB loan. And the confusion starts here as
How to Refinance HDB Loan into Bank Loan in Singapore
Switching your HDB loan to a regular home loan or bank loan is a common way of refinancing your HDB in Singapore. But understanding your
6 Best Debt Consolidation Plans (Singapore) in 2023
Loan consolidation sounds like a great way to gain control over your debts. After all, it reduces the number of loans to pay for and
5 Best Banks to Get an Urgent Loan in Singapore 2023
An urgent loan can provide a much-needed lifeline if you find yourself needing urgent cash to tackle immediate expenses or unexpected debt, such as medical
Loan Tenure: What is it and How to Calculate it for Mortgage
A loan tenure is the duration of the loan or the amount of time you’ll have to repay your loan. A short loan tenure covering
6 Common Personal Loan Mistakes and How to Avoid Them
While personal loans come with many benefits, they don’t come without risks. When seeking a personal loan, think about the deep “why’s” and make sure
Comparing Effective Interest Rate vs Nominal Interest Rate
An effective interest rate is a return you get from investing. In contrast, a nominal interest rate is a stated payoff offered by an investment.
Effective Interest Rate (EIR): How Does It Affect the Loan?
The advertised rate, also known as the nominal rate, is the total interest you will pay on the sum you borrowed. It is usually a
Debt Consolidation vs. Personal Loan: How Do They Differ?
In a 2022 report from Chanel News Asia, some credit companies reveal that the applications for personal loans in Singapore have doubled compared to the
6 Best Wedding Bands in Singapore for your Wedding 2023
Through generations, wedding bands have become an essential part of wedding rituals among Singaporeans and other cultures. Not only are they a symbol of love
Glorious Nuptials: 10 Top Wedding Planners In Singapore 2023
Most people want a picture-perfect wedding: smiling, well-dressed bride and groom, a sublime setting with elegant touches, perfect lighting and floral decorations, supportive guests, and
Review: Best Apps That Earn Money in Singapore in 2023
Money-making apps are reliable side income streams. They allow you to expand your bank account with minimal effort. Plus, you don’t have to be tech-savvy
Best CIMB Credit Cards 2023 – Find Your Perfect Credit Card
A CIMB credit card can offer customers cashback rewards, access to CIMB deals discounts on luxury goods, and much more. But with several different CIMB
The Best HDB Renovation Loan in Singapore This 2023
HDB properties are affordable homes, but they’re not always in great shape upon purchase. Finance the repairs the best way with our guide to renovation loans.
Technical Analysis vs. Fundamental Analysis: Key Differences
Investors use two primary analytical skills to determine the value of company stocks: fundamental and technical analysis. The two approaches stand on opposite ends when
Secured vs. Unsecured Loans: All The Things You Need To Know
Loans come in handy to those who need a quick influx of cash. Yet, as easy as it may sound, there are much more things
Short Position vs. Long Position: Which is the Best?
What’s fascinating about the modern financial world’s creations, among others, is making money from short and long positions in stock markets. Two popular investment options
Axos Managed Portfolios Review: Best for The Self-Directed Investor
Axos Managed Portfolios is designed for investors looking for low-cost investment portfolios and a range of investment options. With an annual management fee of 0.24%
SigFig Review 2022: Best for No-Fuss Portfolio Management
SigFig is a Robo-advisor that works using third-party investment brokerage firms that will help you manage your portfolio with unlimited human advice. It offers low
Ally Invest Review 2022: Best for Low-Cost Commissions
Ally Invest is an investment advisor ideal for active traders looking for $0 minimum deposits, easy-to-use tools, commission free investing, and 24/7 market access. It
Supplementary Retirement Scheme (SRS): Should You Have It?
If you have started looking into your retirement, you might have already come across the SRS or the Supplementary Retirement Scheme. The SRS is a
Trust Credit Card Review: Best for NTUC FairPrice Customers
Trust credit card is the latest card in the market for avid travelers and those who love to shop at NTUC FairPrice. It is designed
Understanding Excess Car Insurance – A Complete Guide
Car insurance policies are mandatory in Singapore, which means that if you want to drive in the city-state, you will need to buy car insurance.
5 Secured Credit Cards in Singapore to Boost Credit Score
Most credit cards in Singapore are unsecured. However, some people cannot meet the minimum requirements of credit cards that don’t require collateral. Fortunately, secured credit
The Singapore Tax System: Types of Taxes to be Aware of
Singapore has become a tax haven for most international investors thanks to its business-friendly tax system. The country has attractive personal and corporate tax rates,
Repricing vs Refinance Home Loan: How to Tell Them Apart
Repricing and refinancing both aim to lower the interest rate and monthly repayment amount of a home loan. The key difference is: repricing means getting
HELOC vs. Home Equity Loan: Which Suits You Better?
HELOCs and home equity loans have one main thing in common: they’re secured by your home. You stand a higher chance of getting either if
On a Credit Card Hunt? A Detailed Guide to the 8 Types of Credit Card
Are you looking for the best credit card that matches your spending habits and suits your needs? Hundreds of credit cards are available, and choosing
UOB Gold and Silver Price: How to Start Investing Guide 2022
UOB(United Overseas Bank) is a niche in trading gold and silver. The bank offers comprehensive and exceptional investment services you would think about.
How to Pay Your Credit Card Bills: A Complete Guide
Whether it’s the first time you will pay your credit card bill or have already done so previously, knowing and constantly being updated on your
Your Guide to the 6 Best Semiconductor ETFs to Invest in 2022
Semiconductor ETFs have offered great returns to investors over the past decade. While investing in the sector can be daunting and uncertain at times, it
How to Choose The Best Card in Singapore: What Suits You?
Getting a credit card can bring financial ease and it is more than a digital form of banking. Owning a credit card can give you:
Blooom 2023 Review: Is This the Robo Advisor for You?
Blooom is a comprehensive investment platform. It is an affordable Robo-advisors designed to make it easy for your retirement accounts, including your 401 (K). Blooom
8 Best Paid Surveys in Singapore to Earn Money Online
Completing surveys online is a simple way to make extra cash on the side. The process is convenient since all you’ll need is a stable
9 Best Corporate Credit Cards: What Suits Your Business?
Many businesses rake in tons of revenues each year. They spend most of this money on expenditures like IT equipment and office rental. Although this
A Detailed MoneyOwl vs Endowus Guide: Which Robo Advisor Suits Your Needs?
Robo advisors have become very popular over the past few years. These investment platforms provide many tools that allow retail investors to easily open accounts
Where to Get Financial Assistance in Singapore in 2023
Singapore is the fourth richest nation globally. Despite this fact, many of its residents still belong to low-income households–they are earners that receive less than
Ellevest Review 2022: The Robo Advisor by Women, for Women
Ellevest is a comprehensive investment management service designed to help women make better financial decisions to take control over their futures. It is a well-rounded
Cash Over Valuation (COV): The Noticeable Mark on HDB Prices
Cash Over Valuation is a not-so-new kid on the block that you may have to worry about if you’re looking to buy a resale HDB
Electric Car Insurance: Are Electric Cars Cheaper to Insure?
There’s a fat chance that one of the vehicles you’d get to ride in Singapore would have an electric or hybrid engine: from the bus
9 Most Affordable Items Worth Buying at Value Shop Singapore
ABC Bargain Centre and Value Dollar Shop are famous for selling items like chocolate products at ridiculously low prices. But that’s not all they bring
Best Way to Finance A Car in Singapore: What Are The Options?
Singapore is probably home to the world’s most expensive cars: for example, Toyota’s 2021 Vios is considered an entry-level vehicle in the Philippines and nearby
3 Types of Car Insurance Singapore: Which Should You Get?
Singapore’s road fatalities are increasing again. The number of deaths has grown from 83 in 2020 to 107 last year: a one-third augmented across the
Your Guide to the 10 Best Digital Banks in Singapore
Digital banks have been increasing in Singapore since June 2019. This is after the Monetary Authority of Singapore (MAS) began issuing wholesale and full digital
HDB Income Ceiling for BTO, EC & Resale Flats 2023
Everyone deserves proper housing. This is what the Singaporean government tries to uphold by setting an earning cap on HDB flats. At least 80% of
Your Complete Guide to Personal Income Taxes in Singapore
Filling out your personal income taxes can be overwhelming. Before you file your taxes, you must understand which group of income tax you fall under
COE V.S. PARF – Which One Best Suits You and Your Needs
PARF and COE Cars are growing in popularity in Singapore, and it’s not hard to see why. These days, the upfront cost of a new
Authorised Workshop v.s. Any Workshop – What’s Your Best Pick
Every car insurance plan in Singapore typically offers two options when you want to get your car repaired – using an authorised workshop or picking
Fixed vs. Floating Home Loans: Which One Should You Choose?
If you have been shopping around for a home, chances are you have come across the different types of home loans you can take. In
Your Complete Guide to opening a Joint Savings Account in Singapore
Opening a joint account is often a huge step for most couples. Most open a joint account once they start living together, get married, or
6 Best Towing and Roadside Assistance Providers in Singapore
Picture this: Your car breaks down on a highway or road with heavy traffic without a sign. This can happen to anyone, and other than
Bridging Loan Interest Rates in Singapore: Your 2022 Guide
There’s an unmatched feeling of confidence and security that comes with having an SME. Most Singaporean business owners know this emotion way too well. No
Best Companies in Singapore that Value Life & Work Balance
When looking for the best company to work in Singapore, work-life balance is at the top of the most important factors of consideration for most
Comparing the 10 Best Car Insurance Plans in Singapore
As a car owner, you are legally required to have your vehicle insured. This may prompt you to go on a search for the best
CPF LIFE vs Retirement Sum Scheme: What’s the Difference?
Planning yourself for retirement is one of the best ways to cushion yourself financially when you reach a ripe age when you can no longer
Daycation (Singapore): 5 Best Hotels With the Best Deals
Daycations are becoming increasingly popular among Singaporeans because they are cheaper than traditional vacations. With many becoming tight for most families because of the pandemic’s
Electric Cars in Singapore: Why and Which Model You Should Own
Gas prices are arguably at an all-time high due to various sociopolitical and economic forces at play. In addition to this, as humans burn more
3 Types of Car Insurance in Singapore: What Suits Me Best?
If you are planning to get a car, the Singapore Government requires you to have an effective auto insurance policy. This is to account for