For every young individual, owning their dream house is one of their major goals and it is an investment they should consider early on. To have one’s dream home is a testament to how far they have come since they started working and it will be a step closer for them to get settled in […]
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For people who have financial problems, they are often reluctant to go to banks or moneylenders to apply for personal loans because they believe it is hard to get an approval for them. Personal loans are quite beneficial because they can help anyone who needs funds to pay for things they need to pay for […]
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When you find yourself strapped for cash and need it ASAP, banks are not the places to go to since you will find yourself undergoing too much bureaucracy and paperwork that would take ages to finish. There is also the fact that banks will take a longer time to approve applications, especially if your paperwork […]
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Whenever a person passes away, many people often believe that the debts that person may have had during his life are forgotten and cleared away. Unfortunately, debts do not just vanish just because you passed on because your moneylender will definitely be after you. Fortunately, there is a way to get it sorted out if […]
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Moneylenders in Singapore are currently facing major tough times owing to the countries 112 percent debt. This greatly determines interest rates for the public. The amount you take out is invested in the Central Provident Fund (CPF). This fund is like an investment rather than it is debt, but the negative aspect is that regular […]
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Having some form of financial security is essential for everyone. With emergency funds, you will be able to have some peace of mind. And this is since you can face them with no worries at all. Because you don’t feel prepared for any sudden expenses. Having emergency funds will be important for your family’s financial […]
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Business involves the juggle of revenue, expenditures, and profits. When these metrics are no in balance, sustaining the business can become difficult. The challenge is: You will need to make enough cash to stay in business during this time. That is when cash flow comes into play. It has to be optimized, that doesn’t imply […]
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The growth of a small business is crucial for all business owners. There is a difference between floundering around and growing a business. And this comes down to several different aspects. How much planning is done? Lots of regular planning is needed to grow a small business. All of the successful businesses take planning quite […]
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Money lending is a legal part of the consumer credit market in Singapore. And licensed moneylenders will offer personal loans to you when you need them. Lending rules have been established to track the activities of moneylenders. Thus, ensuring that borrowers are not overcharged on interests or other applicable costs on personal loans. Although moneylenders […]
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Nowadays, it is important that you have a ready cash in hand for any eventuality that may happen. Even if you try your best to save up and prepare for these eventualities, it may not always be enough considering the changing prices of services and commodities every month or quarter. In Singapore, for instance, it […]
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