New regulations were enacted in Singapore since October 1, 2015, for licensed moneylenders concerning unfair fees and contracts, interest rates, and unfair lending practices. Some of these regulations are: a limit of $60 on late fees each month, Upfront administrative fees not exceeding 10 % of the principal amount, if there was no earlier set […]
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In Singapore, getting a personal loan is a rather straightforward process. But only when you follow the right channels. Some lending institutions in Singapore include moneylenders and banks among others. Moneylenders represent a small part of the official lending institutions approved to provide loans. However, money lending is a growing business, therefore you can consider […]
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Financial difficulties can happen to anyone, may they be rich or poor. For Singaporeans who face this problem, it is advisable that they know at least one or two licensed Singapore moneylenders so they can apply for a quick personal loan. Contrary to popular belief, getting a personal loan is quite easy from moneylenders. They […]
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Singaporeans often turn to personal loans because it enables them to utilize the money they borrowed for any need they may have. Although there are other types of loans in the market for specific money needs, personal loans are more common, easy to locate, and easy to apply for. However, while it is an asset […]
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Not all people who pile on credit card debt do so due to reckless spending. Some people have their card debt grow because they do not understand the credit terms. They also may not be able to keep up with their credit installments and personal loan fees. Others continue getting into money-related problems that require […]
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In Singapore, the recent past has been rather difficult to get a cash loan. However, the moneylender industry is rapidly growing thus more lenders are willing to offer loans to borrowers who qualify. There are numerous reasons why Singaporeans require the fast cash loan option. This can include an accident, illness in the family, or […]
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It is possible to cope without debts too. However, debts can also be helpful in life and some people consider loans as a very useful thing in life. There are those who simply dislike the thought of borrowing money. Life with no debts can be easy too. In order to make your life much easier, […]
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There are many uses of loans, one being you are able to manage your own financial problems. Loans may also be utilized in the expansion of a business venture. However, realize that a loan also can be crippling. More so when you fail to read and fully understand the moneylender’s loan’s conditions and terms. All […]
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Singaporeans or foreigners working in Singapore that are in urgent need of cash. This they may need for purposes such as to pay off your bills, home renovation and car repairs. You could be without access to banking institutions owing to having bad credit records. It could also be that you do not hold any […]
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In recent years, the number of people who wish to go travel overseas for a vacation is increasing because of the positive impacts it can bring. Families, for instance, would often go out to countries where known kiddy attractions are located like Disneyland and Universal Studios so their children can have fun after a busy […]
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