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The Best HDB Renovation Loan in Singapore This 2024
HDB properties are affordable homes, but they’re not always in great shape upon purchase. Finance the repairs the best way with our guide to renovation loans.
10 Best Side Hustles in Singapore from S$3-S$13,475 (2024)
Amidst escalating living costs and inflation, side hustles are becoming crucial for those seeking to boost their income. The potential to earn up to an
OCBC 360 vs DBS Multiplier: Choosing the Right Savings Account
The annual OCBC survey highlights the financial struggles of Singaporeans, with many unable to afford beyond basics and lacking emergency funds, amid high interest rates,
UOB One Vs OCBC 360 Accounts: Which is Better Savings Account?
Choosing the right savings account is key to accelerating your financial growth. The UOB One and OCBC 360 accounts stand out in Singapore for their
Is Obtaining a No Credit Check Loan Possible in Singapore?
Yes, obtaining a no-credit-check loan in Singapore is feasible through licensed moneylenders, who evaluate your income and employment status rather than conducting credit checks. Such
Singapore’s Top Private Banking Institutions (2024): A Complete Guide
Singapore has established itself as a global financial hub, and its priority banking sector is a cornerstone of this success. According to Dr. Sarah Ong,
Top 10 Credit Card Promotions in Singapore for Savvy Spenders
Credit cards are now one of the most preferred e-commerce payment methods in Singapore & the world, edging account to account, debit cards, and digital
Avoiding the Pitfalls: What to Know About Credit Card Default
Holidays often bring joy and celebration, but it’s important to stay financially vigilant during these times, as the festive seasons can increase credit card defaults.
Best Priority Banking Services in Singapore: A Comparative Guide
Singapore has some of the best priority banking services worldwide. This is because Singapore’s financial market segment is one of the strongest in the world.
What Is a Good P/E Ratio? A Beginner Investor’s Guide
When venturing into the world of investing, understanding the myriad of metrics and terms can be daunting. One such critical measure is the Price-to-Earnings (P/E)
7 Cheap Gyms in Singapore Under S$100/Month
With the growing trend of fitness and health in Singapore, more people are getting into workouts and gym sessions. Singaporeans are using gyms more than
9 Best SIM-Only Plans in Singapore Under $20/Month
In today’s highly connected society, a reliable mobile data plan is essential for staying connected with the world. In Singapore, 99% of resident households have
Ultimate Guide to Dividend Investing: Strategies, Tips, and Insights
Despite the rollercoaster ride stocks are getting in Singapore, dividend investing remains one of the best investment options. For instance, a report from Janus Henderson,
Robo-Advisor vs. Financial Advisor: What’s The Difference
“Robo-advisors are the financial future. They are able to provide personalized advice and investment management at a much lower cost than traditional financial advisors,” said
E-Wallet Landscape in Singapore: A Detailed Comparative Overview
Have you noticed you carry fewer notes and coins, not because you are poorer but because you don’t need much hard cash to pay for
Credit Card Vs. Debit Card: What are the Differences?
Understanding the distinction between credit and debit cards is crucial for effective financial management. A credit card operates on borrowed funds provided by a card-issuing
Best Credit Cards with No Annual Fees (Updated for 2024)
Are you looking for a credit card that doesn’t charge an annual fee? Then you’re in the right place! Nowadays, zero credit card annual fees
Ultimate Broadband Guide: Singapore’s Top Picks 2023
Singapore is well-known for its high-speed Internet infrastructure. With the development of a new national blueprint that outlines plans for 6G mobile and a 10Gbps
Optional Component Scheme: What’s Included & Is it Worth It?
The Optional Component Scheme (OCS) is a choice available to HDB buyers in Singapore, designed to provide added convenience by offering the installation of essential
Market Order vs. Limit Order: What’s the Difference?
When it comes to buying or selling stocks, there are two main types of orders investors can use: market orders and limit orders. Understanding the
GXS vs. Trust Bank: Digital Bank Showdown in Singapore
In Singapore, 21 persons for every 100 adults owned at least 1 digital bank account in 2022, according to Singapore Business Review (SBR.) The surveyor,
How to Invest in Artificial Intelligence in Singapore (2024)
Imagine, in healthcare, AI can detect, analyze, and predict cancer or other diseases like heart problems by scanning vast amounts of a patient’s data in
New HDB BTO Launches in Singapore September 2023
Housing and Development Board (HDB) Build-to-Order (BTO) flats are an integral part of Singapore’s public housing landscape. As a potential homebuyer, you may experience some
Singapore Rental Prices: How Much Are Rents in Singapore 2023?
The typical rent prices in Singapore vary depending on several factors, such as location, amenities, and more. For instance, for those eyeing luxury and convenience,
Custodian Vs. CDP Accounts: A Guide for Singapore Investors
Entering the world of investment in Singapore stocks necessitates a well-considered approach, with opening a brokerage account being the essential second step in this intricate
SRS Vs. CPF: A Comprehensive Guide to Investing For Retirement
A recent survey shows that 63% of the Singapore population treats retirement planning as their top financial goal, compared to a regional average of 49%.
7 Tips to Cope with Financial Stress and Improve Financial Health
Financial stress occurs when a person feels worried and anxious due to problems related to money or their financial situation. People in Singapore, on average,
5 Lowest Cost Brokerage Firms for Trading Singapore Stocks
As young consumers aged 18 to 24 prioritize their financial wellness and actively invest in the Singapore stock market, finding the right brokerage firm becomes
Kitchen Renovation in Singapore: Average Cost & Budgeting Guide 2023
If you’re considering transforming your kitchen into a modern and functional space, you’ve come to the right place. Renovating your kitchen can greatly enhance the
Tax Reliefs in Singapore: Everything You Need to Know (2023)
Singapore has the most progressive tax system in the world. The government has ensured that taxation remains competitive and progressive to encourage innovation, enterprise, and
CPF Interest Rates: OA, SA, Retirement, MediSave, & Extras (2023)
The interest rate for Central Provident Fund (CPF) members’ Special and MediSave Account (SMA) has been raised to 4.01 percent per annum from July 1
Roundup: Expert Tips for Balance Transfers and Debt Management
A balance transfer can be helpful if you have accumulated a significant amount of credit card debt and want to consolidate the debt into one
10 Best Savings Accounts in Singapore with High Rates 2023
If you’re looking for the best savings account in Singapore to grow your money, there’s a wide range of options available. However, finding the best
What Is an Investment-Linked Policy (ILP): All You Need to Know
“Starting off on the right foot is key!” as the wise saying goes. An investment-linked insurance policy serves as a financial tool that combines insurance
Update: Special and MediSave Account Interest Rates for Q3 2023
The CPF board and Housing Board of Singapore have announced an upcoming change in the interest rates for MediSave and Special accounts in Q3 2023.
Enhanced Dollar Cost Averaging (EDCA) vs. Dollar Cost Averaging (DCA)
In the exciting sphere of financial investing, dollar-cost averaging (DCA) has long been a favorite strategy. Its appeal lies in simplicity – regularly investing fixed
Curated List: 9 Best Renovation Contractors in Singapore 2024
Revamping your living space is an exciting endeavor, but finding the right renovation contractor can make all the difference. In Singapore, where innovation and design
Financial Advisers Act in Singapore: A Complete Guide for Financial Advisors
Over the past five decades, Singapore’s financial sector has multiplied by developing a progressive and sound financial center. It has also ensured the financial industry
Digital Banks versus Traditional Banks in Singapore (2024 Guide)
With the issuance of digital bank licenses by the Monetary Authority of Singapore (MAS) in 2020, digital banks have gained popularity in Singapore. These banks
GST Voucher Payouts in Singapore: Schedule For 2023 & 2024
Every Singaporean will get higher cash payouts under the Assurance Package and Goods and Services Tax (GST), according to Budget 2023. This will help lower-
8 Low-Risk Investment Options in Singapore for Guaranteed Returns
We are experiencing a global era of inflation, signifying the end of the low-interest rate period. These two phenomena are interconnected and can significantly impact
DEXes Showdown: Pancakeswap vs Uniswap vs Sushiswap
Decentralized Finance (De-Fi) is a fast-growing technology with a wide range of financial services in the blockchain. It has led to the rise of decentralized
6 Steps to Building an Investment Portfolio in Singapore
Investing can be a great way to grow your wealth and achieve your financial goals, but it can also be overwhelming and confusing, especially for
Property Price Trend in Singapore Q1 2023 And Future Outlook
The real estate market in Singapore has always been a key indicator of the city-state’s economic health and growth. However, in the past few years,
Singapore Savings Bonds (May 2023): Rates, SSB Info, How to Buy
There is a lot of talk about investing and saving up your money for retirement going around. Having your money in a savings account is
Cash vs. CPF Home Loan: Which Financing Option is Best?
Singaporeans tapping their Central Provident Fund (CPF) savings is a way to finance the property via a home loan unless they have the cash sitting
Claim Your CDC Vouchers 2023: Where & How to Use Your $300
Every household in Singapore is eligible to claim $300 worth of CDC vouchers, aimed at enhancing support under the Assurance Package. Alongside the $1.5 billion
Tiger Brokers vs Interactive Brokers: A Comprehensive Beginner’s Guide
With 52% of Singapore residents investing in stocks, it’s clear that stock trading is gaining popularity. Online brokerage platforms like Tiger Brokers and Interactive Brokers
Fixed Deposits Vs. Singapore Saving Bonds: Which is Better?
Protected by the semi-official organization and the Singapore government, Fixed Deposits (FDs), and Singapore Savings Bonds (SSBs) are risk-free investments with guarantees of capital and
5 Best Ranking Tuition Centres in Singapore: Comparison, Tips, FAQs
Singapore’s school system is among the best in the world. The country is known for its high standards when it comes to academics, which is
401(k)s vs CPF: Understanding the Differences and Equivalents
The United States 401(k) and Singapore’s (CPF) Central Provident Fund are retirement saving systems from the government. While both systems are designed to help you
Treasury Bills Singapore 2023: Current 6-month T-Bills Rate
T-Bills are short-term debt securities issued by the Singapore government through the Monetary Authority of Singapore (MAS). They are considered a low-risk investment option and
COE Prices in Singapore: The Latest Analysis (April 2023)
Singapore has experienced a continuous surge in quota premiums for most new issues of the Certificate of Entitlement (COE) since the last bidding exercise in
7 Best Travel Insurance in Singapore for Different Needs (2023)
Around 150,000 people go through Changi Airport daily, and as common as people taking trips are, so do cases of flight delays, trip cancellations, and
7 Cash Management Accounts to Grow Your Funds in Singapore
A Cash Management Account (CMA) helps streamline your finances, especially if you own multiple investment accounts. Instead of tracking and overseeing your financial position from
Top 10 Micro-Investing Apps in Singapore for Beginners
If you’re installing an investment app on your phone, you may be surprised by the number of pop-ups related to the growing popularity of micro-investing
Discretionary Spending Vs. Non-Discretionary Spending: A Complete Guide
Understanding how we spend our money is crucial to achieving financial stability and planning for the future. Two types of expenses that we encounter on
Zero-Based Budgeting Made Simple: A Complete Beginner’s Guide (2023)
In today’s ever-changing business environment, companies are continuously seeking new and innovative ways to optimize their finances and maximize their profits. While the traditional budgeting
Micro-investing: A Complete Guide to Beginners & Budget Investors
Looking to invest in stocks but have limited funds? You now have a new opportunity to grow your wealth through micro-investing services offered by investing
5 Best Types of Insurance in Singapore for You & Your Family
From health insurance and personal accident insurance to critical illness and whole life insurance products, there are several different kinds of insurance policies available in
5 Expert-Recommended Tips for Successful Retirement Planning (2023)
Retirement planning aims to put your finances in order after leaving your career. Retiring planning includes 5 steps: starting retiring planning, figuring out how much
Debt Consolidation vs. Debt Settlement: Which is Better?
Debt consolidation focuses on simplifying your debt repayment by combining multiple debts into a single payment. This approach helps manage payment schedules and reduces the
5 Experts’ Insights and Tips for Achieving Financial Freedom
Financial freedom means different things to different people. For some, financial independence is the ability to live life with the smallest debt possible, enjoy making
Life Insurance Vs Term Insurance – Is Whole or Term Life Insurance Best for You?
Life insurance policies come in two key forms – whole life insurance policies and term life insurance plans. The main differences between the two ultimately
Singapore T Bills: The Complete Know-How Guide
Singapore T-bills, also called treasury bills, are government-issued debt securities. Treasury bills are safe in principal amounts, and the default risk by the Singapore government
Singapore Property Price: The Average Cost of Homes in 2024
Singapore’s property scene is in boom despite the global financial crisis brought about by the pandemic. This price growth is due to the high demand
Best Home Loan Interest Rate 2024: Bank Offers To Consider
Interest rates and inflation remain high in Singapore. Taking cues from the US Federal reserve, Benchmark rates in Singapore have gone up. The Singapore Overnight
Staggered Downpayment Scheme for BTO Flat: How Does It Work?
What comes next after successfully booking your new BTO flat? You have at least six months to sign your lease agreement. By this time, you
Cost of Living in Singapore: A Guide to Monthly Expenses
Singapore is one of the countries with a high cost of living. Yet, regardless of the hefty cost of living here, what you get in
Car Finance Singapore: 5 Cheapest Car Loans to Check Out
Car loan products are immensely popular in Singapore. In a country that was in 2022 ranked the most expensive place in the world to purchase
Debt Repayment Scheme in Singapore: A Complete Guide
Struggling with high-interest debt that has put you in a downward financial spiral? Bankruptcy may seem like the only way out of this mess, but
What is a Jumbo Flat and How Can You Buy One: 2023 Guide
Singapore’s population is in boom, making the demand for larger homes continues to grow. But the price of residential spaces in Singapore continues to rise
HDB Loan Eligibility Letter (HLE) Application Guide 2024
When you’re looking forward to getting an HDB loan for an HDB flat you are interested in, it would be a smart move to make
CPF vs. Home Loan: Which Is Better for Home Loan? 2023
Singapore’s mortgage costs are rising, with fixed home loan rates climbing to 3.85%. At this rate, some property buyers may think of using their Central
SORA Rate: What Is It and How Can It Affect Home Loans?
SORA is a benchmark interest rate used to market various financial products, including housing loans. This rate can impact the interest rate charged on home
How Do You Calculate Total Debt Servicing Ratio?
What is Total Debt Servicing Ratio? TDSR provides a measurement of an entity or a person’s ability to repay their debts. But how do you
Bank Loan vs HDB Loan: A Complete Homeowner’s Guide
In essence, you have two choices for financing an HDB flat – a bank loan or an HDB loan. And the confusion starts here as
How to Refinance HDB Loan into Bank Loan in Singapore
Switching your HDB loan to a regular home loan or bank loan is a common way of refinancing your HDB in Singapore. But understanding your
6 Best Debt Consolidation Plans (Singapore) in 2024
Loan consolidation sounds like a great way to gain control over your debts. After all, it reduces the number of loans to pay for and
5 Best Banks to Get an Urgent Loan in Singapore 2024
An urgent loan can provide a much-needed lifeline if you find yourself needing urgent cash to tackle immediate expenses or unexpected debt, such as medical
Loan Tenure: What is it and How to Calculate it for Mortgage
A loan tenure is the duration of the loan or the amount of time you’ll have to repay your loan. A short loan tenure covering
6 Common Personal Loan Mistakes and How to Avoid Them
While personal loans come with many benefits, they don’t come without risks. When seeking a personal loan, think about the deep “why’s” and make sure
Comparing Effective Interest Rate vs Nominal Interest Rate
An effective interest rate is a return you get from investing. In contrast, a nominal interest rate is a stated payoff offered by an investment.
Effective Interest Rate (EIR): How Does It Affect the Loan?
The advertised rate, also known as the nominal rate, is the total interest you will pay on the sum you borrowed. It is usually a
Debt Consolidation vs. Personal Loan: How Do They Differ?
In a 2022 report from Chanel News Asia, some credit companies reveal that the applications for personal loans in Singapore have doubled compared to the
6 Best Wedding Bands in Singapore for your Wedding 2024
Through generations, wedding bands have become an essential part of wedding rituals among Singaporeans and other cultures. Not only are they a symbol of love
Glorious Nuptials: 10 Top Wedding Planners In Singapore 2024
Most people want a picture-perfect wedding: smiling, well-dressed bride and groom, a sublime setting with elegant touches, perfect lighting and floral decorations, supportive guests, and
Review: Best Apps That Earn Money in Singapore in 2024
Money-making apps are reliable side income streams. They allow you to expand your bank account with minimal effort. Plus, you don’t have to be tech-savvy
Best CIMB Credit Cards 2024 – Find Your Perfect Credit Card
A CIMB credit card can offer customers cashback rewards, access to CIMB deals discounts on luxury goods, and much more. But with several different CIMB
Technical Analysis vs. Fundamental Analysis: Key Differences
Investors use two primary analytical skills to determine the value of company stocks: fundamental and technical analysis. The two approaches stand on opposite ends when
Secured vs. Unsecured Loans: All The Things You Need To Know
Loans come in handy to those who need a quick influx of cash. Yet, as easy as it may sound, there are much more things
Short Position vs. Long Position: Which is the Best?
What’s fascinating about the modern financial world’s creations, among others, is making money from short and long positions in stock markets. Two popular investment options
Axos Managed Portfolios Review: Best for The Self-Directed Investor
Axos Managed Portfolios is designed for investors looking for low-cost investment portfolios and a range of investment options. With an annual management fee of 0.24%
SigFig Review 2022: Best for No-Fuss Portfolio Management
SigFig is a Robo-advisor that works using third-party investment brokerage firms that will help you manage your portfolio with unlimited human advice. It offers low
Ally Invest Review 2022: Best for Low-Cost Commissions
Ally Invest is an investment advisor ideal for active traders looking for $0 minimum deposits, easy-to-use tools, commission free investing, and 24/7 market access. It
Supplementary Retirement Scheme (SRS): Should You Have It?
If you have started looking into your retirement, you might have already come across the SRS or the Supplementary Retirement Scheme. The SRS is a
Trust Credit Card Review: Best for NTUC FairPrice Customers
Trust credit card is the latest card in the market for avid travelers and those who love to shop at NTUC FairPrice. It is designed
Understanding Excess Car Insurance – A Complete Guide
Car insurance policies are mandatory in Singapore, which means that if you want to drive in the city-state, you will need to buy car insurance.
5 Secured Credit Cards in Singapore to Boost Credit Score
Most credit cards in Singapore are unsecured. However, some people cannot meet the minimum requirements of credit cards that don’t require collateral. Fortunately, secured credit