HDB Income Ceiling for BTO, EC & Resale Flats [year]

hdb income ceiling

Singapore’s HDB income ceilings are essential for potential homebuyers, determining eligibility for various flat types and impacting market accessibility.  In 2024, updates aimed at balancing market stability have adjusted income ceilings: S$14,000 for 4-room BTO flats, S$21,000 for extended families, and S$7,000 to S$14,000 for 2-room Flexi flats, depending on the lease length, according to … Read more

Best Home Loan Interest Rate [year]: Bank Offers To Consider

best home loan interest rate

Interest rates and inflation remain high in Singapore. Taking cues from the US Federal reserve, Benchmark rates in Singapore have gone up. The Singapore Overnight Rate Average (SORA) benchmark stands at 3.51% early this February 2023, significantly affecting SORA-pegged floating rates in Singapore.  Meanwhile, Singapore’s inflation averaged 4.1% for 2022. If this trend continues, borrowers … Read more

HELOC vs. Home Equity Loan: Which Suits You Better?

Carport of modern and luxury house

HELOCs and home equity loans have one main thing in common: they’re secured by your home. You stand a higher chance of getting either if you’ve cleared a significant part of your mortgage.  This post looks at various aspects of both loan options, from their differences to their pros and cons so choosing can be … Read more

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