When you’re looking forward to getting an HDB loan for an HDB flat you are interested in, it would be a smart move to make an HLE application ahead. Otherwise, you might not be eligible for an HDB loan and cause an unwanted change in plans. Knowing how much you can get on an HDB … Read more
What is Total Debt Servicing Ratio? TDSR provides a measurement of an entity or a person’s ability to repay their debts. But how do you properly compute it and how does it affect you? Total debt servicing ratio (TDSR) is another credit assessment tool banks and financial institutions (FIs) use to gauge and ensure that … Read more
The 1.9% yield this year makes Keppel Corp Dividend one of the paying yet concerning dividend available in SGX. Should you invest in it? Read more here.
This pandemic has piqued the interest of gold buyers all over Singapore. Find out which type of gold investment is worth trying during an economic crisis.
An effective interest rate is a return you get from investing. In contrast, a nominal interest rate is a stated payoff offered by an investment. An experienced investor may sometimes ignore the petty differences between the terms. However, the effect caused by the possible figures behind the decimal in a percentage can be enormous and … Read more
This is especially imperative if you are planning to invest in a company as you should seek to understand the company’s long-term plans, financial structure and also its management team. Hence, opting for value investing would be a smart move as value investing puts emphasis on looking into a quality company with a big potential … Read more
If you’re caught between choosing to invest in Singapore Savings Bond (SSB) or any other form of investment in Singapore, this is a guide on why you should be keen on getting savings bonds. Singapore may have a lot of other investments, but most of them present high risk, which some investors may balk at. … Read more
Introduction The world is going through a global health crisis today, with the spread of COVID-19. Most of the world has gone in lockdown, severely affecting their economies. This has affected the financial markets as well, which includes cryptocurrencies, exchanges, and traders. The current sentiment on cryptos today is that it is not the financial … Read more
Interested in investing? You’re going to have to open up a brokerage account first! In this article is all the information that you must know before you do so!
“The best time to plant a tree was 20 years ago. The second-best time is now.” This popular Chinese proverb also applies to investments. The global COVID-19 outbreak presented a rather rude awakening for many Singaporeans to explore how they can improve their personal finances. Most people still think that they need to have plenty … Read more
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