How To Get a PPP Loan Forgiveness and Other Things to Know

how to get a ppp loan

The Covid-19 pandemic has ravaged the economy and resulted in heavy financial setbacks for many small businesses. To ease the impact on these ailing businesses, the US federal government provided a lifeline through SBA’s Paycheck Protection Program (PPP), launched in March 2020.  With the PPP loan program, borrowers were given access to funds to keep … Read more

How Much Can You Borrow from Financial Institutions in Singapore?

Calculator with money and loan

In many situations, loans and credits save us from financial difficulties and troubles. They offer easy and convenient ways to have cash. Early on, the government had realized that incurring too much credit can be detrimental to a person’s finances and the country’s economy. They have been regulating the amount Singaporeans can borrow. Today, the … Read more

How Well Do You Know the Credit Limit Management Measure in Singapore?


If you’re thinking of applying for a new personal loan, you may want to check your outstanding unsecured debt before contacting a bank or licensed moneylender. The Monetary Authority of Singapore’s (MAS) credit limit management measure prevents you from acquiring new unsecured credit facilities or higher credit limits under two conditions: Your total interest-bearing outstanding … Read more

How to Get The Best Fast Cash Loan From Top Financial Institutions

Two businessmen give and take dollar banknote

Every once in a while, you may find yourself dreaming of a vacation in a faraway destination to get away from the stresses of daily life. And, when you are in locations like Singapore where it is almost summer, you may think of going to Europe, America or the Caribbean to try something new or … Read more

What is the Difference Between Secured and Unsecured Loan

man signing secured loan contract

The difference between a secured loan and an unsecured loan may be easy to grasp, but deciding which one you should pick might take some pondering. Secured loans require collateral, usually an asset that banks can possess if you default on payment, hence the term ‘secured’.  Unsecured loans don’t require such, but legal processes may … Read more

5 Things Borrowers Should Know About Pawn Shops in Singapore

businessman financial borrow loan pawn cash with coin

While pawn shops have been part of Singapore’s economic market, they have only gained popularity in recent decades. In the past, the country’s middle-class frown upon those who avail the services of pawn shops. Today, pawn shops are chosen for instant cash loans. In Singapore, when you pawn a valuable item like jewellery, gadgets, or … Read more

Consequences of Not Making Loan Repayment on Time

Shocked asian woman hand holding expense bill

During financial problems, getting a personal loan may seem to be a great idea. Assuming that you can pay it back in your next paycheck or maybe in several months. But unfortunately, situations arise that lead you to untimely payment your loan amount dues. Generally, personal loans are proven useful during a financial struggle. They … Read more

Types Of Singapore Loans That You Should Know

wallet and cash with car toy

Only a few markets seem to grow during the tough economic periods and money lending is among them. A licensed moneylender is a business or a person that provides short-term high-interest loans. Most moneylenders frequently focus on low-income clients who can’t access appropriate banking services. In the past decade, Singapore has been the biggest market … Read more

What You Need To Know About Green Loans and Their Benefits

green loan

ESG (Environmental, Social, and Governance) is not empty talk anymore. It is a pressing issue extending to businesses and societies worldwide with urgent needs to improve our global village. One of the projects is using green loans to support small and mediate enterprises to build a sustainable environment for people living in our society and … Read more