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Best Personal Loan Interest Rates (2021)

Best Personal Loan Singapore

The best personal loan Singapore changes every year because many factors affect the rise and fall of interest rates and regular payment options. You’ve definitely found this post because you’re looking for the best deals perfect for your financial goals this year. We’re happy to tell you that numerous banks have excellent interest rates perfect for personal loans.

A personal loan is a financial product that you can use for anything. It can serve as a down payment if it has enough value. Alternatively, it can pay for a significant education fee chunk or supplement a wedding or vacation budget. If you can contend with its interest rates, regular loan payments, and loan term, you can take on any financing we’ve listed as the best for 2021.

The Best Personal Loan With Low-Interest Rates This 2021

Here are your best options for a high-quality personal loan with a low interest rate this 2021. Keep this table handy for all your needs.

 

Flat Interest Rate

Effective Interest Rate

HSBC Personal Loan

HSBC

3.4%

6.5%

HL Bank Personal Loan

Hong Leong Bank

3.88%

8.32%

UOB Personal Loan

UOB

4.25%

7.96%

Citibank Quick Cash (New Borrowers)

Citibank

4.55%

8.5%

DBS Personal Loan

DBS

3.88%

7.9%

POSB Personal Loan

POSB

3.88%

7.9%

Citibank Quick Cash (Existing Borrowers)

Citibank

4.55%

8.5%

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