Housing and Development Board (HDB) Build-to-Order (BTO) flats are an integral part of Singapore’s public housing landscape. As a potential homebuyer, you may experience some delays in the HDB BTO launch date due to unforeseen circumstances. However, the upcoming launch has been rescheduled for the end of September or early October 2023.
This upcoming BTO exercise will feature six projects in total, offering a variety of unit types to cater to different preferences and needs. Four of the projects are situated in two mature estates, including three in Kallang/Whampoa and one in another mature estate. This variety aims to provide homebuyers with an array of options when it comes to location and living environment.
The HDB BTO flats offer potential homeowners the opportunity to purchase a new home in Singapore. Despite the slight delay, you can look forward to a range of units in different estates, making it more convenient to find a home that suits your needs and preferences. Keep an eye out for further updates on the exact launch date and specific project details.
Choa Chu Kang Project
Situated along Woodlands Road, the Choa Chu Kang Project offers an appealing living environment with a range of amenities to cater to your needs. The surrounding area boasts well-known schools, shopping centers, and nature spots, allowing you to live in a comfortable and convenient location.
The largest BTO project for the September 2023 round, the Choa Chu Kang Project consists of various types of HDB BTO units, catering to a wide range of family sizes and preferences. Offering a whopping 1,870 flats, this ambitious development stands out not just for its scale but also for the sheer diversity of residential options it presents. Ranging from the compact and versatile 2-room Flexi units to the expansive 3Gen flats, there is a home to fit every family size and preference.
Unit type availability:
- 2-room Flexi
- 3-room, 4-room, 5-room
- 3Gen
Location, Transport, and Amenities
- Public Transport: The development is well-served by Bukit Panjang MRT Station, Senja LRT Station, and Phoenix LRT Station, providing seamless connectivity to the rest of Singapore.
- Amenities: Shopping and dining options at popular malls such as Junction 10 and Teck Whye Shopping Centre. Choa Chu Kang Stadium, Bukit Panjang Polyclinic, and Senja Hawker Centre are also available for your recreational and healthcare needs, while Chua Chu Kang Community Club offers various community and social events.
- Schools: Choa Chu Kang Secondary School, Jurong Pioneer Junior College, West Spring Secondary School, and Teck Whye Primary School are all in the vicinity, ensuring quality education for residents.
Kallang/Whampoa Projects
Kallang/Whampoa stands out in the September BTO round with two prominent projects: Jalan Tenteram and Jalan Rajah. Both situated within the mature estate of Kallang/Whampoa, these projects offer potential homeowners a blend of convenience, accessibility, and well-developed amenities. A total of 1,770 units will be available across these two BTO projects.
On top of these projects, the Geylang Road lunch stands tall as the largest offering of the three. Nestled within the mature estate of Kallang/Whampoa, this project offers an array of housing options and amenities to its prospective residents.
Jalan Tenteram and Jalan Rajah
The Jalan Tenteram and Jalan Rajah BTO projects are located near each other, offering excellent connectivity and access to nearby amenities. Both these projects are a short distance away from key facilities such as Kallang Leisure Park, Golden Mile Food Centre, and North Bridge Road Market & Food Centre.
Unit Type Availability:
- Jalan Tenteram: Offers 3-room and 4-room units.
- Jalan Rajah: Showcases a variety of 2-room flexi and 4-room units.
Location, Transport, and Amenities
- Location: While the former is set at Jalan Tenteram, the latter is situated at the intersection of Jalan Rajah and Kim Keat Road.
- Public Transport: These estates are ideally positioned near four significant MRT stations: Toa Payoh, Novena, Potong Pasir, and Boon Keng. This robust connectivity, encompassing both the North-South and North-East MRT lines, promises residents easy and efficient commutes.
- Amenities: Healthcare facilities such as Tan Tock Seng Hospital are within easy reach. For sports and recreation, the Toa Payoh Sports Hall and Toa Payoh Swimming Complex provide excellent options.
- Schools: Families will also appreciate the proximity to reputable educational institutions like St. Andrew’s Junior College.
Geylang Road
Boasting a total of 1,140 units, the Geylang Road project offers a range of unit types to cater to different family sizes and needs Located along Geylang Road, this BTO project is also well-connected and easily accessible.
Unit type availability:
- 2-room flexi
- 3-room
- 4-room
Location, Transport, and Amenities
- Location: Situated prominently on Geylang Road
- Public Transport: A stone’s throw away from the Kallang MRT station and bus interchange, ensuring seamless connectivity for its residents
- Amenities: From shopping and entertainment at the Kallang Leisure Park Mall to medical services at the nearby polyclinic, all essential services are within easy reach. The estate’s proximity to the Singapore Sports Hub adds to its appeal for sports enthusiasts. The estate is also flanked by the picturesque Kallang River, the serene Kallang Riverside Park, and the expansive Marina Reservoir.
- Schools: Dunman High School is in the vicinity, ensuring that your children have access to quality education.
Queenstown Project
The Queenstown Project is situated at Commonwealth Drive and consists of 970 units with both 3-room and 4-room units available. Located on Commonwealth Drive, this development, although nestled within a younger precinct, offers an array of conveniences and potential growth opportunities for its future residents.
Additionally, there is an upcoming redevelopment plan for the neighboring Tanglin Halt region under the Selective En bloc Redevelopment Scheme (SERs). Although there are no concrete and detailed plans for this project, it is safe to assume that the redevelopment will bring additional dining, shopping, and community amenities to the vicinity.
Unit type availability:
- 3-room
- 4-room
Location, Transport, and Amenities
- Location: Commonwealth Drive
- Public Transport: The East-West line is effortlessly accessible through the Commonwealth MRT Station, and the Circle line is reachable via One-North MRT Station. Such accessibility not only facilitates daily commuting but also makes the estate appealing to professionals working in the nearby Fusionopolis business park.
- Amenities: Star Vista, the upcoming QMall, the esteemed National University Hospital, the trendy Timbre+ One North, Fusionopolis, and the Queenstown ActiveSG Stadium.
- Schools: Notable establishments include New Town Primary School, Tanglin Trust School, Queensway Secondary School, Anglo Chinese School (International), Civil Service College
Tengah Project
Tengah, a non-mature BTO project, is situated at Plantation Close. With a total of 1,010 units available, you can choose from various unit sizes such as 2-room flexi, 3-room, 4-room, and 5-room. This project offers a mix of living spaces catering to different family sizes and needs.
One of the significant advantages of living in Tengah is its upcoming transport facilities. The area will have three MRT stations on the Jurong Region Line, making it easier for you to commute to other parts of Singapore. Furthermore, Tengah is planned as a smart town from the beginning, aiming to integrate advanced technologies and sustainable features for better connectivity and green living.
Unit type availability:
- 2-room flexi
- 3-room
- 4-room
- 5-room
Location, Transport, and Amenities
- Location: Plantation Close
- Public Transport: With the Tengah Park MRT Station on the Jurong Region Line under construction and anticipated to be operational by 2028, the connectivity prospects of the estate are bound to rise exponentially.
- Amenities: Le Quest Shopping Mall, Yuhua Village Market and Food Centre, Bukit Batok Polyclinic, and the Jurong East Sports Centre. As the town matures, residents can expect a richer tapestry of services and recreational spots.
- Schools: From primary schools like Pioneer Primary School and Jurong Primary School to secondary and tertiary institutions like Bukit Batok Secondary School and Millennia Institute, the region is educationally equipped. Additionally, the proximity to international schools like Dulwich College (Singapore) adds another feather to its cap.
Guide to Applying for an HDB BTO Flat in Singapore
Checking Eligibility on the HDB Website
Before applying for a BTO flat, you should check your eligibility to ensure that you and your co-applicant qualify for the type of flat you’re interested in. This can be done by visiting the HDB website and going through the specific eligibility criteria for each BTO launch.
Once you have confirmed your eligibility status, you can proceed to apply for an HDB Flat Eligibility (HFE) letter which is required before you start searching for new launches.
Financial Planning and Choosing the Right Mortgage
It’s crucial to have a clear understanding of your finances before committing to a BTO flat purchase.
- Start by calculating the down payment and monthly mortgage payments you can afford.
- Explore different loan options such as an HDB housing loan or bank loan, and compare their interest rates, terms, and conditions.
- Consider applying for CPF housing grants if you meet the eligibility requirements, as this can significantly reduce your financial burden.
Knowing your financial capabilities will guide your decision-making process and ensure that you find a suitable mortgage plan for your budget.
Steps in the BTO Application Process
These are some crucial steps you need to follow when applying for a BTO flat in Singapore:
- Keep a lookout for HDB flat sales launch announcements, via the HDB Flat Portal for any upcoming BTO flat launches. For example, the May 2023 BTO and SBF Exercises, introduced a total of 6,995 flats for sale.
- Research the types of flats available in each launch and find the best fit for your specific needs and budget.
- Submit your BTO application online and wait for the outcome – you will receive a queue number indicating your place in line for booking a flat.
- Upon receiving a favorable queue number, you’ll be invited to book a flat at the HDB Hub, where you can select your preferred unit from the available options.
- After booking a flat, you will sign the Agreement for Lease and complete the necessary paperwork.
- Finally, collect your keys to your new BTO flat once the construction is completed and all payments have been made.
By following this guide, carefully considering your eligibility, finances, and loan options, and staying informed on the BTO application process, you’ll be well-prepared to secure your dream home in Singapore.
Conclusion
HDB BTO flats offer an affordable housing option for Singaporeans, with a variety of flat types and locations to choose from. The waiting time for these flats can be around 3 years and 5 months, depending on the project. May 2023 BTO and SBF exercises saw the launch of 6,995 flats, showcasing the continued relevance and demand for BTO flats.
Key Takeaways
- HDB BTO provides affordable housing options in both mature and non-mature estates
- Median waiting time is about 3 years 5 months, varying with different projects
- September 2023 BTO exercise includes Choa Chu Kang, Kallang/Whampoa, Queenstown, and Tengah
Need a boost in your cash for your next home purchase? Quickly and easily compare the top home loans from reputable lenders in Singapore with Instant Loan. A one-stop loan comparison platform, they offer up-to-date information to help you make smart financial decisions. Request up to three loan quotes today!
