No Singaporean has gone through their lives without using a personal loan as additional financing for a time-sensitive investment or expense. Truthfully, all personal loan interest rates increase yearly. They start at 3.5% and often end with an enormous 11% due to the yearly interest rate increases. Most Singaporeans use the interest rate as their … Read more
Credit card debt is a consumer liability that arises through multiple unpaid credit card accounts. Generally, you fall into the trap of credit card debts if you own several credit card accounts with different credit limits that are not being paid on time. However, considering the unending financial needs, it is necessary to settle your … Read more
Maintaining a steady credit balance and keeping updated with all your credit card debts are quite difficult to manage. The situation turns even more difficult if you have multiple debts. You may find yourself trapped into several dates and loan-clearing amounts to pay. Housing loans, home repairing debts, vehicle loans, and the list is endless … Read more
What is Operating Cash Flow? Operating Cash Flow or OCF is the amount of money generated by the regular operation of a business in a specific time period. The calculation of operating cash flow generally starts with revenues or net income. Although it starts with the income statement, the profit is used in both the … Read more
A personal loan is a useful financial product in virtually any circumstance. If you’ve fallen short on your down payment, taking out a loan is an excellent option. Contrary to popular opinion, loans won’t become a burden in your life as long as you commit yourself to pay it in full and organize your payments … Read more
Sometimes life throws unexpected challenges at us. And when it does, we may be forced to borrow money to ensure that we can deal with them. These challenging times may include medical emergencies, a good business deal you need to take advantage of, a wedding you need to pay for, a travel opportunity that could … Read more
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